LOAN CONSOLIDATION AT YOUR FINGERTIPS:  WHAT IS LOAN CONSOLIDATION?

Loan consolidation combines one or more eligible federal student loans into a new loan with a single lower payment, a fixed interest rate and in most cases a longer repayment period.

Get the Facts First!

• Assess your educational loan situation.
• Research all of your alternatives.
• Contact Sallie Mae at 1-800-448-3533, or www.smartloan.com to discuss your best options.

Important Student Loan Repayment Resources

• Sallie Mae Customer Assistance: 1-888-2Sallie (272-5543) or www.salliemae.com.
• National Student Loan Data System: www.nslds.ed.gov (Dept. of Education's Database).
• National Student Loan Clearinghouse: www.nslc.org/students - Select "Loan Locator".
• Mapping Your Future: www.mapping-your-future.org - Select "Financial Fitness Tools".